The Construction Industry’s Benefit Plan was designed specifically with contractors in mind.

Simplicity

Every employee gets the exact same coverage for the exact same price. There are no medical questionnaires and coverage is guaranteed for all employees, this helps simplify the sign-up and monthly remitting processes.

Hourly premiums

The use of an hourly premium system means you only pay for hours that are actually worked by an employee, unlike a traditional benefit plan. The hourly premium also allows your employees to bank hours for slow times of the year during busy periods.

Group pooling

When you sign-up for the Construction Industry’s Benefit Plan you are joining hundreds of contractors already on the plan. This means you get insulation from price volatility and a rich benefit package for a low price. Premiums for this plan have not seen an increase for several years while at the same time the plan has increased major benefits such as the Long-term disability.