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The DigiBC Member Health Plan connects DigiBC members with comprehensive and inexpensive health and dental coverage. Thanks to the power of pooled purchasing, small companies can get coverage like orthodontic and dental crown
work – something usually only available to larger companies. DigiBC members can choose from three levels of coverage
that fit their benefits and budgetary needs.
- Flexibility to customize plans to fit your needs
- Local client service and contacts
- Anytime access with online plan administration and claim system
- Instant claim access with drug card included in ALL plans
| Big or small, established or start-up, the DigiBC plan has the right benefit package for you and your employees. |
Plan Details
| Coverage |
Starter Plan |
Standard
Plan |
Enhanced
Plan |
| Life Insurance |
|
|
|
|
$25,000 |
$50,000 |
$100,000 |
| Accidental Death |
|
|
|
|
$25,000 |
$50,000 |
$100,000 |
| Dependent Life Insurance |
|
|
|
- For spouses
- For each child (from 14 days)
|
$10,000
$5,000 |
$10,000
$5,000 |
$10,000
$5,000 |
| Extended Health Care |
|
|
|
For employees and dependents:
- Hospital (excludes Prov. Medical Coverage)
- Emergency travel coverage
- Prescriptions (PayDirect drug card)
- Other expenses
- Overall maximum to age 65
|
No deductible
100%
100%
80%
80%
Unlimited |
No deductible
100%
100%
80%
80%
Unlimited |
No deductible
100%
100%
80%
80%
Unlimited |
| Vision |
|
|
|
For employees and dependents:
- Maximum
- Maximum for children under 18
- $75 eye exam fee in addition in maximum
|
N/A
N/A |
80%
$200/12 mo.
$200/24 mo. |
80%
$200/12 mo.
$200/24 mo. |
| Dental Care |
|
|
|
For employees and dependents:
- Basic services
- Major restorative services
- Maximum per person for basic and
major services combined
- Orthodontic services for children under age 19
- Maximum for orthodontic services
|
80% of fee guide
N/A
$2,000/cal. year
N/A
N/A |
80% of fee guide
50%
$2,000/cal. year
50% of fee guide
$2,500/lifetime |
80% of fee guide
50%
$2,000/cal. year
50% of fee guide
$2,500/lifetime |
| Long-term Disability |
|
|
|
- For employees only (to age 65)
|
$1,000/month
85% all source max |
$2,500/month
85% all source ma |
$5,000/month
85% all source max |
| TOTAL |
$200 / month |
$275 / month |
$340 / month |
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Please call your benefit consultant, Donald Chu today to discuss at 604-808-0328 or email at donald@icbabenefits.ca
He and his local team members will be pleased to assist you. |
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